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Business

Financing Against Real Estate Guarantee

Let your property finance you

Leverage the value of your real estate assets to access affordable and tailored financial support for your business expansion.

On

    No down payment required.

    Financing Features

    Financing duration of up to 15 years.

    Financing Features

    Early repayment option.

    Financing Features

    Calculation of additional income (if applicable).

    Financing Features

    Available for commercial establishments only.

    Financing Features

    Exemption in case of death, partial, or total disability.

    Financing Features

    Sharia-compliant property insurance.

    Financing Features

    For Companies:

    Required Documents

    Fill in the financing application form.

    Required Documents

    A copy of the national identity.

    Required Documents

    A copy of the establishment's documents

    Required Documents

    Commercial register.

    Required Documents

    VAT registration certificate.

    Required Documents

    Zakat and income certificate.

    Required Documents

    Certificate of the General Organization for Social Insurance.

    Required Documents

    Chamber of Commerce participation.

    Required Documents

    Memorandum of Association (companies).

    Required Documents

    A documented bank account statement for the establishment for the last year.

    Required Documents

    A documented personal bank statement for the last year.

    Required Documents

    Audited financial statements for the last two years (for companies).

    Required Documents

    For the Property:

    Required Documents

    The property must be within the boundaries of the urban area

    Required Documents

    The property must be 100% complete.

    Required Documents

    The financing period and the life of the property together should not exceed 40 years.

    Required Documents

    The property must be free of any legal burdens or lawsuits (mortgage, heirs, etc.).

    Required Documents

    A copy of the owner's ID.

    Required Documents

    A copy of the real estate deed.

    Required Documents

    A copy of the building permit.

    Required Documents
    Start your Financing Process today!

    Frequently Asked Questions

    Frequently Asked Questions

    "Does the property have insurance coverage?" "Is there property insurance in place?"

    Yes, there is Sharia-compliant Takaful insurance that covers both the customer and the property, with exemptions in case of death or total disability, God forbid, and the transfer of the property directly to the heirs, according to the insurance coverage criteria.
    *Subject to terms and conditions.
     

    How does the company determine the property's value?

    The company assesses the property's value with the assistance of valuation companies that have been endorsed by the company.
     

    Do the required properties undergo an evaluation process?

    Yes.