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Individuals
Real Estate Financing
Converting dreams into homes
Step inside your ideal home with our flexible real estate financing options designed to turn your visions into reality.
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Financing Features
Approved by the Sharia authority.
Financing duration up to 30 years for ready units and 20 years for lands.
No salary transfer required.
Calculation of additional income (if applicable).
Available for employees in the government sector, private sector, and commercial establishments.
Sharia-compliant property insurance.
Exemption in case of death, partial, or total disability.
Property insurance in accordance with Islamic law principles.
Exemption in the event of death, partial, or total disability.
Application Steps
- Calculate the Desired Amount
Begin the fast financing process by calculating the desired cash you need. - Fill and Submit the Application Form
Fill out and submit the application form, providing the necessary information to initiate the financing process quickly and efficiently. - Our Representative Will Be Happy to Contact You
Our representative will be delighted to get in touch with you and finalize the financing details. - Visit the Branch and Provide the Necessary Documents
Gather the essential documents, including identification, proof of income
Application Steps
Required Document
Fill out the financing application form
Copy of national ID.
Salary Certificate stamped by the Chamber of Commerce for the private sector.
Authenticated bank statement for the last 6 months.
Wage Certificate from GOSI for private sector.
Copy of valid residency permit.
The property must be within urban boundaries.
The property must be free from any legal encumbrances or lawsuits (mortgage, heirs, etc.)
Copy of the seller's ID.
Copy of the property title deed.
Copy of the building permit.
The combined duration of financing and the property's age should not exceed 40 years.
Financing Qualifications
- Saudis: Available for both government sector employees and private sector employees in Saudi Arabia.
- Non-Saudis: Restricted to individuals employed in the government sector or companies listed on the Saudi stock market.
- A minimum salary of 3,000 Saudi riyals is required.
Start your Financing Process today!
Individuals
Your home ownership, financially supported by us
We are dedicated to offering cost-effective, Sharia-compliant financial solutions to individuals aspiring to become homeowners and to commercial developers within Saudi Arabia.
- Salary transfer is not required.
- Available for Saudis and non-Saudis
- The combined financing period and property lifespan should not exceed 40 years.
- Calculation of any supplementary income (if applicable).
*APR may differ depending on the amount and the crediting period
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